There are so many options and information on how to build wealth (thank you internet) that most of us are uncertain as to the best way to go about it. We find that most people usually just want to make the most of what they have, avoid mistakes and take advantage of opportunities.
Superannuation, or ‘super’, is a way to save money for your future. It is important to understand how much super you’ll need, and how to best manage the money for your retirement. Through super, you can hold a wide range of investments such as shares, property and cash.
Superannuation is a way to save for your retirement. The money comes from contributions made into your super fund by your employer and, ideally, topped up by your own money. Sometimes the government will add to it through co-contributions and the low income super contribution.
Trauma insurance (sometimes known as recovery insurance or critical illness insurance) helps take the pressure off, so you can spend your time focusing on recovering – not worrying about your finances!
It’s a great financial back-up plan for your lifestyle and gives you the confidence to seize life’s possibilities knowing you’ve made plans to secure your future.
Income Protection is designed to cover you temporarily if you are unable to work due to injury or illness, so that you’re able to maintain your day-to-day living expenses during your recovery period.
Generally speaking, Income protection will cover you for up to 75 percent of your normal income, until such time as you’re able to return to work – or at the end of the prescribed benefit period as noted on your policy.
Total and Permanent Disablement (TPD) insurance is your financial back-up plan. It gives you the confidence to seize life’s possibilities knowing you’ve made plans to secure your family’s financial future … just in case!
TPD insurance helps you modify your lifestyle and gives you choice and options if you’re left without the ability to work. TPD insurance provides a one-off payment that can help you:
fund lifestyle changes and home modifications
cover the cost of long-term care or medical expenses
pay off any debts including your mortgage
fund an ongoing income for your family.
We look forward to servicing your financial future
Call 1300 77 21 21 today because you have a lot to gain and nothing to lose!