A variable rate home loan is one of the most common types of home loans in Australia, and is also one of the most competitive products for lenders.
A variable rate home loan is a home loan product which has an interest rate which fluctuates up or down over time as your lender sees fit. Unlike a fixed rate home loan where the rate is locked in for a fixed term, the interest rate of a variable rate mortgage moves up and down in accordance with market changes.
Lump-sum payments can be made without incurring a penalty.
If interest rates fall, your repayments will fall.
Often offer extra features.
If interest rates rise your repayments will rise.
We look forward to servicing your financial future
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